The Problem

You find out too late.

Your accountant gives you quarterly P&L statements. By the time you spot a margin problem, three months of cash have already gone. Management control exists to see it before it happens — not after.

The Asymmetry

Your competitors have controllers. You don't.

Any company over 50 employees has a dedicated management controller. Smaller businesses manage blind. The same analytical rigor now runs on AI — and costs a fraction of a full-time hire.

Our Answer

A former CFO's eye, automated.

We don't sell software dashboards. We deploy AI agents configured by a former investment banker and CFO who knows exactly which metrics matter and which ones just look good on a slide.

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AI Management Control Services

Real-time visibility — not quarterly surprises
Core Service
📊

Real-Time CEO Dashboard

Consolidated view of your financial performance — revenue, margins, cash position, overdue receivables — updated automatically from your accounting and banking data. Every Monday morning, a 5-line briefing on the actual state of your business.

→ Connects to: Pennylane · Sage · QuadroGestion · Stripe · Banks
Margin Intelligence
🔬

Product & Client Margin Analysis

Which product line is actually profitable? Which client costs you more than they bring in? AI cross-references your invoices, costs, and time allocations to reveal the real margin by product, service, and client segment.

→ Full cost accounting · Hidden cost detection · Pricing recommendations
Early Warning
🚨

Cash Flow Alerts & WCR Optimization

Predictive model trained on your historical cash flows: detects cash tensions 6 to 8 weeks before they become critical. Automatic alerts with recommended actions — before you need to call your bank.

→ Optimistic / Central / Pessimistic scenarios · PDF export
Cost Control
📉

Cost Center Tracking & Variance Analysis

AI tracks your actual costs against budget by cost center — and flags variances before they compound. No more end-of-year surprises. Every deviation is identified and explained the week it appears.

→ Budget vs. Actual · Trend detection · Monthly variance report
Performance Indicators
🎯

Custom KPI Monitoring

We configure the KPIs that are specific to your business model — not generic accounting ratios. Revenue per employee, client acquisition cost, service delivery margin, inventory turnover — whatever drives your business, we track it automatically.

→ Fully customized · Sector benchmarks · Alert thresholds
Strategic Reporting
📋

Board-Ready Monthly Reports

AI-generated monthly management reports formatted for your board, your bank, or your investors. Commentary drafted by AI, validated by our former CFO. Cuts your reporting preparation from 3 days to 2 hours.

→ Investor-grade · Bank-ready · Exportable as PDF or Excel

Why Not Just Buy Accounting Software?

The difference between a dashboard and management control.

🧠
CFO Configuration

Software shows data. We configure what to measure, what thresholds trigger alerts, and what the numbers actually mean for your business model.

🎯
Sector-Specific Benchmarks

Your margins are compared to actual sector benchmarks — not generic averages. A 12% net margin means something different in construction vs. SaaS.

Predictive, Not Historical

Accounting software tells you what happened. Our AI predicts what is about to happen — cash tensions, margin compression, client churn risk.

🔗
Cross-Source Analysis

We connect your accounting, banking, and sales data. Most tools only read one source. The insights emerge from the cross-referencing.

📞
Human Expert Validation

Every quarterly analysis is reviewed by our former CFO before delivery. AI spots patterns — human expertise interprets their strategic implications.

🔒
Zero Conflict of Interest

We earn no commissions from accounting software, banks, or service providers. We are paid only by you — to tell you the truth about your numbers.

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How It Works

From chaos to clarity in 4 steps
01
Financial Mapping

2-hour session to understand your business model, your current reporting gaps, and the 3 numbers that actually drive your profitability. We configure the AI around your reality — not a generic template.

⌛ Free · 2 hours · No obligation
02
Data Connection

Secure connection to your accounting software, bank feeds, and sales data. We configure the AI agents, set the alert thresholds, and run the first historical analysis on 12 months of your data.

⌛ 24–48 hours · Encrypted · Read-only access
03
First Report Delivery

Your first management report: actual margins by product/client, hidden cost centers, cash projection to 90 days, and the 3 priority actions recommended by our CFO based on the AI findings.

⌛ Week 1 · Full deliverable · CFO-validated
04
Continuous Monitoring

Monthly management reports, real-time alerts when a KPI crosses a threshold, and a quarterly strategic review with our CFO. Your management control runs continuously — without you having to think about it.

⌛ Monthly · Alert-driven · Scalable
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Concrete Results

Measured in cash recovered and crises avoided
B2B · IT Services Company · 14 employees
Hidden margin erosion on 3 client contracts

AI cross-referenced invoiced hours vs. actual time tracked. Three "profitable" clients were operating at negative real margins once indirect costs were allocated correctly.

Repricing implemented · Margin recovered: +6.2 points
B2B · Restaurant Group · 3 locations
Cash tension detected 7 weeks before critical point

Predictive model flagged a seasonal cash compression based on prior year patterns and current revenue trajectory. Emergency credit line negotiated before the crisis — not during it.

Cash crisis avoided · €45K credit line secured proactively
B2B · Manufacturing SME · 35 employees
Cost center tracking revealed €28K annual overhead leak

Monthly variance analysis identified a maintenance cost center running 34% over budget for 11 consecutive months. Root cause: a supplier invoicing discrepancy that had gone unnoticed.

€28K recovered · Supplier renegotiated · Process corrected
B2B · Law Firm · 4 partners
Board-ready reporting for bank covenant compliance

Bank loan covenants required quarterly financial ratios submission. AI-generated reports reduced preparation time and ensured ratio calculations matched banker expectations exactly.

Reporting time: 3 days → 4 hours · Zero covenant breach
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Frequently Asked Questions

Before you decide
Does this replace my accountant?

No — and it's designed to work alongside them. We operate between your accounting data and your strategic decisions. Your accountant handles compliance; we handle performance management. Most of our clients find the two services become more valuable in combination.

What accounting software do you connect to?

We connect to Pennylane, Sage, QuadroGestion, and major French bank feeds. For others, we work from exported Excel or CSV files. If your accountant uses it, we can likely read it.

How is this different from a Fractional CFO?

Management control is the data infrastructure. Fractional CFO is the strategic interpretation and external representation (bank negotiations, investor relations). We offer both — separately or combined. See our Fractional AI CFO service.

Is my financial data secure?

We use read-only API connections — we cannot move or modify your data. All analysis runs on encrypted servers. No data is shared with third parties, banks, or software vendors. Full GDPR compliance.

What's the minimum company size?

Any business with structured accounting data — typically from €200K revenue upwards. Below that threshold, the reporting complexity doesn't yet justify the investment. We'll tell you honestly if you're not yet at the right stage.

What are your fees?

One-time audit (first report + recommendations): from €800. Monthly subscription (continuous monitoring + reports): from €350/month. No long-term commitment required. See our full fee schedule.

Start seeing your business
the way your bank does.

A free 2-hour management audit to identify your blind spots — which margins you're losing, which cost centers are drifting, and where your cash is actually going. No commitment, no jargon, no software to install.

Book Free Management Audit Ask a question first