94% of small businesses and SMEs cannot afford to hire a full-time Chief Financial Officer (CFO). The result? Cash flow is suffered, client invoices are late, and investment decisions are made in emergencies. AI changes the game by making this expertise accessible via subscription.
A classic confusion costs business owners dearly: thinking the accountant manages cash flow. Your accountant looks in the rearview mirror to calculate taxes. A CFO looks through the windshield to keep you from hitting the wall.
By coupling our Artificial Intelligence algorithms with the expertise of a former investment banker, we offer you the processing power of a large corporation, formatted for your scale.
Stop making financial decisions by instinct. Regain total control of your flows and sleep soundly.
SMEs often manage cash "by checking the bank balance in the morning." This is the surest way to get hit with bank overdraft fees. Anticipation cancels this risk.
Mathematical modeling of inflows and outflows. Analysis of Working Capital Requirement (WCR) and detection of seasonality cycles in your activity.
Scoring of your own customers. AI spots degrading payment behaviors even before the invoice is overdue to secure your revenue.
Analysis of purchasing or subcontracting cost drifts. Rigorous tracking of your breakeven point (the exact moment in the month when you start making money).
Through secure monthly exports or an API connection (Open Banking), the AI retrieves raw data without any transaction power.
The algorithm automatically categorizes 100% of your flows, projects them into the future, and highlights anomalies or overdraft risks.
The human eye. A former CFO interprets AI projections, validates assumptions, and writes strategic recommendations.
Receipt of your dashboard and a monthly (or quarterly) call. You make investment decisions based on facts.